Real Results from Real Businesses
We've spent years helping companies understand their financial position better. These stories show what happened when businesses took control of their liquidity and solvency metrics.
How We Built This Practice
Started with Manufacturing
A mid-sized factory in Gyeonggi-do approached us after their bank flagged concerns about cash flow patterns. We spent three months analyzing their working capital cycle and found they were carrying too much inventory relative to receivables.
Expanded to Retail Sector
During the pandemic, retail businesses needed fast answers about survival. We developed faster assessment methods that showed which companies had enough liquidity to weather the crisis. Some hard conversations happened, but the data helped them make clear decisions.
Built the Analysis Framework
After working with 40-plus companies, we noticed patterns. The successful ones all tracked specific ratios monthly and acted on early warnings. We formalized this into a system that others could follow without needing finance degrees.
Added Training Component
Business owners kept asking us to teach their teams. So we created workshops focused on practical ratio interpretation rather than accounting theory. People started catching problems before they became emergencies.
Growing the Practice
Right now we're working with companies across Seoul and surrounding regions. Each engagement teaches us something new about how different industries handle financial stress. The core principles stay the same, but application varies widely.
What Drives Our Approach
We won't tell you what you want to hear. If your current ratio is dropping and debt is climbing, that's what the report says. Some clients leave after the first meeting because they expected validation instead of reality.
Analysis without action just fills folders. Every report we deliver includes specific steps ranked by urgency and impact. You might not like all the recommendations, but you'll understand exactly why we're suggesting them.
Quick fixes usually create bigger problems later. We'd rather help you build sustainable financial habits than patch holes for another quarter. This means some solutions take months to show results, which tests patience but actually works.
Measuring What Actually Matters
Numbers tell different stories depending on context. Here's what we've observed across client engagements over the past eighteen months.
We thought our finances were fine because we were profitable. The liquidity analysis showed we were three months from serious trouble despite positive income statements. That wake-up call changed everything.
— Operations Director, Electronics Distributor
Average Time to Improvement
When companies consistently tracked their quick ratio and cash conversion cycle, they typically saw measurable improvements within nine weeks. This wasn't magic, just better awareness driving better decisions.
Core Metrics We Track
Current ratio, quick ratio, debt-to-equity, interest coverage, and cash conversion cycle. Most businesses only need these five watched monthly to catch problems early. Everything else is noise for most situations.
Typical Engagement Length
Building financial discipline takes time. We usually work with clients for about a year and a half before they're comfortable managing analysis independently. Some continue longer because they value the external perspective.
Bank Relationship Impact
Companies with strong liquidity documentation reported noticeably better lending terms. Banks like seeing organized financial data. One manufacturer reduced their interest rate by 1.8 percentage points after demonstrating consistent ratio improvements.
Industries We've Served
From food service to construction to professional services. The ratios work differently across sectors, but the principles hold. A restaurant's healthy current ratio looks very different from a consulting firm's, and that's expected.
